peoples lottery scotland

peoples lottery scotland

Cancer Lottery UK

There are, apparently, one of five chances to win the lottery that is reason enough for half of the British population at the point frantically to the shops on a Saturday night to get your ticket. Now consider the fact that the odds are the same of getting a long-term serious illness and makes you wonder why life insurance is not as popular.

Understandably, winning the lottery is a much pleasant to consider and, of course, the bottom of a move to Scotland, where there is an extra 19 life-extending drugs available on the NHS in the UK. But most of us, which is not a viable option. A more reasonable option would be a life insurance policy to include critical illness coverage.

Is this really necessary, I hear you ask. Many people believe that there is an affordable option and take their chances in 'that will never happen to me' thinking. But consider the statistics. 620,000 people die annually in the United Kingdom. One in three men aged 30 of cancer, or suffer an accident stroke or heart disease before age 65 years and over 11,000 women a year die of breast cancer.

This is not only a lot of people who suffer undue financial pressures on top of a serious illness, but many families cope with the additional burden of depleted finances at the top of the loss. 40,000 homes sold every year to finance long-term care for people who never believed would happen to them.

Experts predict that cancer cases will increase by one third in 2010. Some life insurance companies are now offering cancer coverage self-insurance. Is this worth having?

Well, yes, considering that among the life-prolonging drugs available on the NHS, some of them may cost of £ 10,000 a month. Some hospitals will try to refuse treatment if the patient is a mixture of NHS and private care, but this is illegal so check out their rights and insist on the best of NHS care that your tax money pays and at the same time, benefit from secure access to the best medicines in the market.

Things to keep in mind is that some insurers will not cover anyone with a close relative has been diagnosed with cancer. With one in three people diagnosed with cancer during their lifetime, that's just a few people who might not have access to this coverage, so be sure to disclose all information relevant to the life insurance company before you pay your premiums. With one in five claims that were rejected due to undisclosed medical history this is not something that is passed by high.

However, on the positive side, the premiums for coverage of cancer with life insurance are averaging 20 pounds – 25 pounds a month. Given the chance, This is quite reasonable. Premiums can be reduced if they commit to a healthy lifestyle.

So, by all means continue the lottery but not the lottery of life.

About the Author

Insurance expert Shaun Parker looks into the life insurance optional extra of cancer cover. To find out more please visit http://www.theidol.com/

Want to move to New York when I'm older, but have some problems?

I just put all my problems in the form of points. It is difficult obtain a visa. I have a kidney transplant and that would be expensive but I knew medicine health insurance.My mother says that the only way I could happen is that if I was going to win the lottery. I bet you could not get insurance. I would have to get a job. nobody would understand a word he said because I have a Scottish accent, that even some people in Scotland can understand. "I have garbage grammar skills. Is that important?'m Only sixteen at the moment and want to keep advancing like 20 or something please. I do not want to stay in Scotland. by the way it could of been smarter and said so just settle in Glasgow

Why do not try to go to college in New York? In this way we can study and get a feel of living in the place. You should not have trouble getting a student visa to continue their studies from Scotland. The only problem is that it would be very costly for you taking into account their medical expenses. But it is a way to live there a while and see if you like.

People’s Postcode Lottery Scotland Winner in Kilmarnock